Insurance Real Guide

Experienced boat-based fishers have perfected the processing of buying a fishing boat into a fine art. But for the first-time buyer, buying the right fishing boat can be a difficult and imposing task. Here are some tips that may help:

For dedicated fishing enthusiasts, a fishing boat has only one true purpose – fishing. But there are subtle factors to consider in making your buying decision.

1. How will you use your fishing boat?

Where will you fish? Will you be taking your boat out for deep sea fishing? If so, you’ll need a sturdy hull to withstand the waves and constant rolling. And your craft will need plenty of room for supplies and fuel. But if you’re planning on fishing inland on lakes or reservoirs, you can afford a smaller, less hardy craft.

When do you plan to fish? Will you be taking your fishing boat out for sunrise fishing or for overnight trips? There’s little more joyful experience fishing at sunrise from a simple row boat or motorized fishing raft. Overnight trips require space for sleeping and meals and must provide shelter from inclement weather.

2. What can you afford to spend?

Fishing boats can get very expensive, especially those that are capable of long trips on heavy waves. And if you want comforts and fancy accessories, you may be looking at a steep bill. The more simple fishing crafts like kayaks and fishing utility boats can be had for less than a thousand dollars. A simple inflatable fishing raft may be as little as $100 to $150. A good kayak will costs around $500 or $1000.

But if you’re intent on deep sea fishing or more luxurious fishing on your local lake, expect to spend thousands of dollars, maybe even tens of thousands. Size, speed, sleeping accommodations, and luxuries will dictate the price of your deep sea fishing boat. It’s a good idea to surf the Internet to get some ideas about what you want and what you’re willing to pay for.

3. Does the fishing boat have a good warranty?

Without a genuine, comprehensive warranty, your new fishing boat could end up costing you a mint, no matter how big the savings you got on purchase. Warranties vary greatly, so you should read it carefully and compare it to others available on the market. The warranty can cover costs of repairs on a new fishing boat and may provide for replacement of faulty parts. Buying a used fishing boat directly may save a lot of money at the beginning, but buying a new fishing boat from a reputable dealer may give you the best insurance against long-term maintenance costs.

4. Is your fishing boat certified?

The National Marine Manufacturers Association (NMMA) provides certifications that guarantee your fishing boat meets the agency’s standards for safety. Their certification covers fuel and electrical systems, steering, flotation, and ventilation – included in manufacturing regulations established by the U.S. Coast Guard. In addition to the Coast Guard regulations, NMMA certification also indicates that the craft meets the more stringent standards of the American Boat and Yacht Council.

No matter what type of fishing boat you plan to purchase, you should do your homework. Know how and when you’ll be using your craft, and learn how to identify its important safety and durability features. Consider the benefits and consequences of buying a used or new fishing boat to make sure you get the most from your hard-earned money. And check out the warranties and certifications – they may save your life.