As we mentioned in the previous article, universal life (UL) was introduced in 1981-82, in response to a historically high interest environment and a consumer awareness of the value of self-directed investments because traditional insurance could not compete with short-term interest rates.Here are some characteristics as follow1. Account ValueThe account value of a universal life [...]
Wedding insurance is commonly overlooked as not necessary or is simply forgotten about. Wedding insurance is like any other type of insurance, it doesn’t pay out unless something goes wrong. If everything goes to plan then has wedding insurance been a waste of money?
Wedding insurance will cover you for the worse case scenario. If your [...]
Have you recently seen health insurance policies with health savings account tacked onto them? They are actually gaining in popularity and you will find that many of the big insurers offer these types of plans to their subscribers.
The accounts are commonly referred, as HSAs and they are basically saving accounts used for medical purposes only. [...]
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