Experienced boat-based fishers have perfected the processing of buying a fishing boat into a fine art. But for the first-time buyer, buying the right fishing boat can be a difficult and imposing task. Here are some tips that may help:

For dedicated fishing enthusiasts, a fishing boat has only one true purpose – fishing. But there are subtle factors to consider in making your buying decision.

1. How will you use your fishing boat?

Where will you fish? Will you be taking your boat out for deep sea fishing? If so, you’ll need a sturdy hull to withstand the waves and constant rolling. And your craft will need plenty of room for supplies and fuel. But if you’re planning on fishing inland on lakes or reservoirs, you can afford a smaller, less hardy craft.

When do you plan to fish? Will you be taking your fishing boat out for sunrise fishing or for overnight trips? There’s little more joyful experience fishing at sunrise from a simple row boat or motorized fishing raft. Overnight trips require space for sleeping and meals and must provide shelter from inclement weather.

2. What can you afford to spend?

Fishing boats can get very expensive, especially those that are capable of long trips on heavy waves. And if you want comforts and fancy accessories, you may be looking at a steep bill. The more simple fishing crafts like kayaks and fishing utility boats can be had for less than a thousand dollars. A simple inflatable fishing raft may be as little as $100 to $150. A good kayak will costs around $500 or $1000.

But if you’re intent on deep sea fishing or more luxurious fishing on your local lake, expect to spend thousands of dollars, maybe even tens of thousands. Size, speed, sleeping accommodations, and luxuries will dictate the price of your deep sea fishing boat. It’s a good idea to surf the Internet to get some ideas about what you want and what you’re willing to pay for.

3. Does the fishing boat have a good warranty?

Without a genuine, comprehensive warranty, your new fishing boat could end up costing you a mint, no matter how big the savings you got on purchase. Warranties vary greatly, so you should read it carefully and compare it to others available on the market. The warranty can cover costs of repairs on a new fishing boat and may provide for replacement of faulty parts. Buying a used fishing boat directly may save a lot of money at the beginning, but buying a new fishing boat from a reputable dealer may give you the best insurance against long-term maintenance costs.

4. Is your fishing boat certified?

The National Marine Manufacturers Association (NMMA) provides certifications that guarantee your fishing boat meets the agency’s standards for safety. Their certification covers fuel and electrical systems, steering, flotation, and ventilation – included in manufacturing regulations established by the U.S. Coast Guard. In addition to the Coast Guard regulations, NMMA certification also indicates that the craft meets the more stringent standards of the American Boat and Yacht Council.

No matter what type of fishing boat you plan to purchase, you should do your homework. Know how and when you’ll be using your craft, and learn how to identify its important safety and durability features. Consider the benefits and consequences of buying a used or new fishing boat to make sure you get the most from your hard-earned money. And check out the warranties and certifications – they may save your life.

MAHAVIRA â??â??As the fallow leaf of the tree falls to the ground when its days are gone, even so the lives of men(come to a close).Gautama, be careful all the while. As a dew drop dangling from the tip of a blade of kusa grass lasts but a short time, even so the lives of men.Gautama, be careful all the while. A rare chance in the long course of time is human birth for a living thing. Hard are the consequences of action.Gautama, be careful all the while.Though one believes in the law, one will rarely practise it, for people are engrossed in pleasures.Gautama, be careful all the while.â? MAHMUD SHABISTARI â??â??Go sweep out the chamber of your heart. Make it ready to be the dwelling place of the Beloved. When you depart out, He will enter it. In you, void of yourself, will He display His beauties?â? MAHUSMRITI â?? â??Towards a sister of one’s; father and of one’s mother, and towards one’s own elder sister, one must behave as towards one’s mother.â? MAIN CHARTIER â??â??Nothing is more dangerous than an idea when it is the only one you have.â? MAIY LOU RETTON â??â??Each of us has a fire in our hearts for something. It’s our goal in life to find it and to keep it lit.â? MAJJHIMA NIKAYA â??â??Kapathika: “How should awise man maintain truth?” The Buddha:’A man has a faith. If he says ‘This is my faith’, so far he maintains truth. But by that he cannot proceed to the absolute conclusion: ‘This also is Truth, and everything else is false’.â? MAKI MEHTA â??â??How good it is that God above has never gone on strike, Because He was not treated fair in things He didn’t like, If only once He’d given up and said, “That’s it, I’m through! I’ve had enough of those on earth, so this is what I’ll do: I’ll give my orders to the sun â?? cut off the heat supply! And to the moonâ?? give no more light, and run the oceans dry. Then just to make things really tough and put the pressure on, Turn off the vital oxygen till every breath is gone!” You know, He would be justified, if fairness was the game, For no one has been more abused or met with more disdain, Than God, and yet He carries on, supplying you and me, With all the favour of His grace, and everything for free. Men say they want a better deal, and so on strike they go, But what a deal we’ve given God to whom all things we owe. We don’t care whom we hurt to gain the things we like, But what a mess we’d all be in, if God should go on strike.â? MALACHI â??â??Have we not all one father? Has not one God created us?â? MALAGASY PROVERB â??â??One does not like hot, the other does not like cold; make it tepid to make an agreement.â? MALCOLM CROWLEY â??â??Talent is what you possess; genius is what possesses you.â? MALCOLM FORBES â??â??A winner must first know what losing’s like.â? MALCOLM FORBES â??â??As you get older, donâ??t slow down. Speed up. There s less time left.â? MALCOLM FORBES â??â??Itâ??s a very shot trip. While alive, live.â? MALCOLM MUGGERIDGE â??â??Every happening, great and small, is a parable whereby God speaks to us, and the art of life is to get the message.â? MALCOLM MUGGERIDGE â??â??Never forget that only dead fish swim with the stream.â? MALCOLM MUGGERIDGE â??â??Only dead fish swim with the stream.â? MALCOM FORBES â??â??Ability will never catch up with the demand for it.â? MALCOME LOWRY- â??How alike are the groans of love to those of the dying.â? MAMANG DAI â??â??The Missing Link I will remember then/ the, great river that turned, turning/ with the fire of the first sun,/ away from the old land of red robed men/ and poisonous ritual,/ when the seven brothers fled south/ disturbing the hornbills in their summer nests… There are no records./The river was the green and white vein of our lives/linking new terrain,/ in a lust for land brother and brother/ claiming the sunrise and the sunset,/ in a dispute settled by the rocks/ engraved in a vanished land./1 will remember then the fading voices/ of deaf women framing the root of light/in the , first stories to the children of the tribe. Remember the river’s voice:/ Where else could we be born/ where else could we belong/if not of memory/ divining life and form out of silence, Water and mist,/ the twin gods, water and mist,/ and the cloud woman always calling/ from the sanctuary of the gorge/ Remember, because nothing is ended/ but it is changed. And memory is a hanging shape/ showing with these fading possessions/inlands beyond the great ocean/ that all is changed but not ended. And in the villages the silent hill men still await/the long promised letters, id the meaning of words.â? MANâ??YOSHU â??â??My Lord, boundless as The sun and moon Lighting heaven and earth; How then can I have concerns About what is to be?â? MANAVADHARMA â??â??Manvantaras are countless, as are also the creations and destructions; the Supreme Being does this again and again as if in sport.â? MANDELSTAM â??â??…Yet nature once a year Is bathed in lengthiness as intiomnetic metres…â? MANDELSTAM â??â??…Yet nature once a year Is bathed in lengthiness as in Homeric metres Like a caesura that day yawns…â? MANGAT â??â??When your mind is tired of body comforts, it will (then be able to) taste the real joy of Atman. When it merges with the Atman, you experience the highest state of bliss. This highest state is the true unequalled Shabad (the word); with its contemplation you will overcome tirade of delusion. With mind attached to the word, focus on your breath. With closed eyes directed upwards, feel the flow (of the shabad. It concentrating on the flow (of the shabad) makes Sat Khand (spiritual region at the top of the head) your abode. Go on remembering God’s name, thus overcoming this arduous world. Recognise always the true shabad within, the one permeating the zone of silence. One who recognizes that with reverence, need not return to this world again.â? MANJU CHAK â??â??God’s not in some distant Hea(fcn, For He resides within. “Don’t hesitate, my child”. He says, And says it loud and clear, “From darkness step into the light, Without a trace of fear. All things both good and evil Do lie in my domain, And how I hold your hand, depends Upon you, once again. Search well deep within your heart Before you make each choice; And let compassion be your guide, And listen to truth’s voice. And whether you will float or sink Depends on what you takeâ?? An honest life of love and care, A joyous life will make”.â? MANMOHAN SINGH â??â??Corporate social responsibility (CSR) should be defined within the framework of a corporate philosophy which factors the needs of the community and the regions in which the corporate entity functions.â? MANMOHAN SINGH â??â??India is now too important a country to remain outside the international mainstream.â? MANMOHAN SINGH â??â??It is getting government out of activities where governments are not very efficient at doing things, (and) getting government more actively involved where we feel markets alone cannot provide the necessary amount of goods …that our people need basic education, basic healthcare, environmental protection measures, basic social safety needs.â? MANMOHAN SINGH â??â??Our per capita greenhouse emissions will not exceed those of the developed countries.â? MANMOHAN SINGH â??â??Out of fear of dealing with the US, we cannot become a frog in the wellâ? MANMOHAN SINGH â??â??The principal challenge before us remains the socio economic development of our people.â? MANMOHAN SINGH â??â??The sun kisses India first in Amnachal Pradesh It is our land of the rising sun.â? MANMOHAN SINGH â??â??The trans-Kashmir (Srinagar- Muzaffarabad) bus is just a small step in a long road to peace between India and Pakistan.â? MANMOHAN SINGH â??â??We are not prepared to countenance a situation whereby… the security of the citizens is violated..â? MANMOHAN SINGH â??â??We had no choice but to act to protect the integrity of this citadel of our democratic way of life.â? MANMOHAN SINGH â??â??We have a global economy of sorts, but it is not supported by a global polity.â? MANSOOR ALI KHAN PATAUDI â??â??In other countries people tend to be more charitable -towards the captain. But in Pakistan and India we don’t seem to take a balanced viewâ??we either make them into gods or drop them into the gutter. If you win you are great, if you lose you are awful.â? MAO TSETUNG-â??Politics is war without bloodshed while war is politics with bloodshed. MAO ZEDONG â??â??The government burns down whole cities while the people are forbidden to light lamps.â? MAO ZEDONG â??â??When rousing a tiger, use a long stick.â? MAORI PROVERB â??â??Turn your face to the sun and the shadows fall behind you.â? MARC BROWN â??â??Sometimes being a brother is even better than being a superhero.â? MARCEL DUCHAMP â??â??I have forced myself to contradict myself in order to avoid conforming to my own taste.â? MARCEL DUCHAMP â??â??The chess pieces are the block alphabet which shapes thoughts; and these thoughts, although making a visual design on the chess board, express their beauty abstractly, like a poem… I have come to the personal conclusion that while all artists are not chess players, all chess players are artists.â? MARCEL MARCEAU â??â??Music and silence combine strongly because music is done with silence, and silence is full of music.â? MARCEL PROUST â??â??Happiness serves hardly any other purpose than to make unhappiness possible.â? MARCEL PROUST- â??I, whose profession it is to be intelligent, understand nothing about it, you donâ??t understand any thing about it either. It can only be that youâ??re as intelligent as I am.â? MARCEL PROUST â??â??One becomes moral as soon as one unhappy.â? MARCEL PROUST â??â??The real voyage of discovery consists not in seeking new landscapes, but in having new eyes.â? MARCEL PROUST â??â??The voyage of discovery is not in seeking new landscapes but in having new eyes.â? MARCEL PROUST â??â??The voyage of discovery lies not in finding new landscapes, but in having new eyes.â? MARCEL PROUST â??â??We say that the hour of death cannot be forecast, but when we say this we imagine that hour as placed in an obscure and distant future. It never occurs to us that it has any connection with the day already begun or that death could arrive this same afternoon, this afternoon which is so certain and which has every hour filled in advance.â? MARCEL PROUST â??â??When women are depressed they either eat or go shopping. Men invade another country. No man was ever wise by chance.â? MARCIN â??â??He was our guide in modern times and his main message was love.â? MARCO ANTONIO ORELLANA â??â??Oh, divine chocolate! They grind thee kneeling, Beat thee with hands praying, And drink thee with eyes to heaven.â? MARCUS AURELIUS – â??Anything beautiful derives its pleasure from itself. Nothing is made worse or better by praise.â? MARCUS AURELIUS â??â??A man does not sin by commission only, but often by omission.â? MARCUS AURELIUS â??â??Always bear this in mind, that very little indeed is necessary for living a happy life.â? MARCUS AURELIUS â??â??Always think of the Universe as one living organism, with a single substance and a single soul.â? MARCUS AURELIUS â??â??How much more grievous are the consequences of anger than the causes of it.â? MARCUS AURELIUS â??â??Nowhere can man find a quieter or more untroubled retreat than in his own soul.â? MARCUS AURELIUS â??â??Remember this, that there is a proper dignity and proportion to be observed in the performance of every act of life.â? MARCUS AURELIUS â??â??The art of living is more like wrestling than dancing.â? MARCUS AURELIUS â??â??The best revenge is to be unlike him who performed the injury.â? MARCUS AURELIUS â??â??’The World Is Too Much with Us’ The universe is transformation; our life is what our thoughts make it.â? MARCUS AURELIUS â??â??We are born for cooperation, as are the feet, the hands, the eyelids, and the upper and lower jaws.â? MARCUS AURELIUS â??â??You have power over your mind not outside events. Realise this, and you will find strength.â? MARCUS AURELIUS ANTONINUS â??â??And thou wilt give thyself relief if thou doest every act of thy life as if it were the last.â? MARCUS COLE â??â??Wouldn’t it be much worse if life were fair and all the terrible things that happen to us, come because we actually deserve them? So now i take comfort in the general hostility and unfairness of the Universe.â? MARCUS GARVEY â??â??If you have no confidence in self, you are twice defeated in the race of life. With confidence, you have won even-before you have started.â? MARCUS T CICERO â??â??Let us not go over the old ground, let us rather prepare for what is to come.â? MARCUS T CICERO â??â??Natural ability without education has more often raised a man to glory and virtue than education without natural ability.. The greater the difficulty the greater the glory.â? MARCUS T CICERO â??â??What nobler employment, or more valuable to the state, than that of the man who instructs the rising generation.â? MARCUS TERENTIUS â??â??Divine Nature gave the fields, human art built the cities.â? MARCUS TULLIUS CICERO â??â??A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy, at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murder is less to fear.â? MARCUS TULLIUS CICERO â??â??Justice is the crowning glory of the virtues.â? MARCUS TULLIUS CICERO â??â??The nobler a man, the harder it is for him to suspect inferiority in others.â? MARCUS V MARTIAL â??â??Glory comes too late, after one has been reduced to ashes.â? MARGARET ANDERSDN â??â??In real love you want the other person’s good. In romantic love you want the other person.â? MARGARET ATTWOOD â??â??Gardening is not a rational act. What matters is the immersion of the hands in the earth, that ancient ceremony of which the Pope kissing the tarmac is merely a pallid vestigial remnant.â? MARGARET ATWOOD â??â??Imagination is the highest kite one can fly.â? MARGARET ATWOOD â??â??The Eskimos had fifty-two names for snow because it was important to them: there ought to be as many for love.â? MARGARET COUNTNEY â??â??Be kind to thy father, for when thou weren’t young, who loved thee as fondly as he? He caught the first ‘ accents that fell from thy tongue, and joined in thy innocent glee.â? MARGARET FULLER â??â??Men for the sake of getting a living forget to live.â? MARGARET FULLER â??â??The especial genius of women I believe to be electrical in movement, intuitive in function, spiritual in tendency.â? MARGARET MEAD – â??You know you love someone when you cannot put into words how they make you feel.â? MARGARET MEAD â??â??Never doubt that a small group of thoughtful, committed citizens can change the world; indeed it is the only thing that ever has.â? MARGARET MEAD â??â??Nobody has ever before asked the nuclear family to live all by itself in a box the way we do. With no relatives, no support, we’ve put it in an impossible situation.â? MARGARET MEAD â??â??We won’t have a society if we destroy the environment.â? MARGARET MEAD â??â??You know you love someone when you can not put into words how they make you feel.â? MARGARET MITCHEL â??â??Until you’ve lost your reputation, you never realise what a burden it was or what freedom really is.â? MARGARET THATCHER â?? â??To wear your heart on your sleeve is not a very good plan, you should wear it inside, where it functions best.â? MARGARET THATCHER â??â??Being powerful is like being a lady. If you have to tell people you are, you aren’t.â? MARGARET THATCHER â??â??In politics, if you want anything said, ask a man. If you want anything done, ask a woman.â? MARGARET THATCHER- â??No one would have remembered the Good Samaritan if heâ??d only had good intentions. He had money as well.â? MARGARET THATCHER â??â??Pennies do not come from heaven; they have to be earned here on earth.â? MARGARET THATCHER â??â??Standing in the middle of the road is very dangerous; you get knocked down by the traffic from both sides.â? MARGARET THATCHER â??â??There is no such thing as society. There are individual men and women, and there are families.â? MARGARET THATCHER â??â??You may have to fight a battle more than once to win it.â? MARGARET WILLES â??â??The same food may be consumed in a happy or an unhappy atmosphere, but only in the first will it be a feast.â? MARGARET WILLOUR â??â??Never lose sight of the fact that old age needs so little but needs that little so much.â? MARIA EDGEWORTH â??â??The human heart, at whatever age, opens only to the heart that opens in return.â? MARIA EDGEWORTH â??â??The law in our case seems to make the right, when the reverse ought to be done.â? MARIA LOVELL â??â??What is love? If thou would sty now the heart alone can tell Two minds with but a single thought, Two hearts that beat as one.â? MARIA MONTESSORI â??â??If help and salvation are to come, they can only come from children, for children are the makers of men.â? MARIA MONTESSORI â??â??One test of the correctness of educational procedure is the happiness of the child.â? MARIAH CAREY â??â??You really have to look inside yourself and find your own inner strength, and say, “I’m proud of what I am and who I am, and I’m just going to be myself.” MARIAN ANDERSON â??â??The minute a person whose word means a great deal to others dares to take the open-hearted and courageous way, many others follow.â? MARIAN SANDMAIER â??â??A sibling may be the keeper of one’s identity, the only person with the keys to one’s unfettered, more fundamental self.â? MARIAN WRIGHT EDELMAN â??â??If we don’t stand up for children, then we don’t stand for much.â? MARIAN WRIGHT EDELMAN â??â??You are not obligated to win. You are obligated to keep trying to do the best you can every day.â? MARIANA BABAR â??â??It’s a great feeling to be here and get such a cordial welcome. It is beyond my expectations.â? MARIANNE MOORE â??â??My father use to say- Superior people ever makes long visits.â? MARIANNE WILLIAMSON â??â??After 9/11 think we realise now our I vulnerabilities in a way that make us appreciate the fragility of life that makes us kinder to each other… I think that when you suffer, you’re more sensitive to the suffering of others.â? MARIANNE WILLIAMSON â??â??All we have to do is simply do what we can. Then give praise and give thanks. The rest will follow.â? MARIANNE WILLIAMSON â??â??Atonement is more than a mere apology To atone is to do more than say you’re sorry; it is to commit to never do it again… And atonement includes the making of amends wherever and however possible.â? MARIANNE WILLIAMSON â??â??In asking for miracles, we are not asking for something outside us to change, but for something inside us to change.â? MARIANNE WILLIAMSON â??â??Only love can bring us peace. And the experience of love is a choice we make, a mental decision to see love as the only real purpose and value in any situation.â? MARIANNE WILLIAMSON â??â??There is no metaphysical or spiritual justification for turning our eyes away from human suffering.â? MARIANNE WILLIAMSON â??â??You can let the same force that makes flowers grow and planets move run your life, or you can do it yourself.â? MARIE CURIE- â??Be less curious about people and more curious about ideas.â? MARIE EBNER-ESCHENBECK â??â??In youth we learn; in age we understand.â? MARIE HENRI BEYLE â??â??A very small degree of hope is sufficient to cause the birth of love.â? MARIE LLOYD â??â??Miracles occur naturally as expressions of love. The real miracle is the love that inspires them, In this sense everything that comes from love is a miracle.â? MARILYN BARRETT â??â??Although weeding, cutting back, and transplanting are activities that may seem repetitive and never-ending, when seen as a necessary and integral part of the overall unfolding of the garden scheme, they become purposeful rather than boring. In fact, what may appear on surface to be tedious physical work may, in the actual doing, be spiritually liberating. In taking time to contemplate the small â?? in observing the details of our gardens â?? we can experience life on a manageable scale.â? MARILYN BARRETT â??â??Although weeding, cutting back, and transplanting are activities that may seem repetitive and never ending, when seen as a necessary and integral part of the overall unfolding of the garden scheme, they become purposeful rather than boring. In fact, what may appear on the surface to be tedious physical work may, in the actual doing, be spiritually liberating.â? MARILYN FERGUSON â??â??Ultimately we know deeply that the other side of every fear is freedom.â? MARILYN FERGUSON â??â??Your past is not your potential. In any hour you can choose to liberate the future.â? MARILYN GREY â??â??Keep a daily diary of your dreams, goals and accomplishments. If your life is worth living, it’s worth recording.â? MARILYN MONROE â??â??The trouble with censors is that they worry if a girl has cleavage. They ought to worry if she hadn’t any.â? MARILYN VAS SAVANT â??â??Being defeated is often a temporary condition. Giving up is what makes a permanent.â? MARIO ANDRETTI- â??If any thing seems under control, youâ??re just not going fast enough.â? MARIO CACCIOTTOLO â??â??When asked what she (Mata Amritanandamayi) gets out of hugging people, she lets out a short, excited giggle, as though the question had caught her by surprise. “I don’t expect anything from anyone. My life is to give, not to take”. Now it’s my turn to experience darshan. I kneel before Amma and shuffle forwards. She flings her arms open with a delighted smile that reminds me of the infrequent occasions that I go back to see my mother…â? MARIO PUZO- â??A lawyer with a briefcase can steal more than a thousand men with guns.â? MARIO PUZO â??â??Never get angry. Never make a threat. Reason with people.â? MARION C GARRETTY â??â??A sister is a little bit of childhood that can never be lost.â? MARION WOODMAN â??â??We all experience ’soul moments’ in life â?? when we see a magnificent sunrise, hear the call of a loon, see the wrinkles in our mother’s hands, or smell the sweetness of a bay. During these moments our body, as well as our brain, resonates as we experience the glory of being a human being.â? MARION WOODMAN â??â??What you know in your head will not sustain you in moments of crisis … confidence comes from body awareness, knowing what you feel in the moment.â? MARK A BIRCH â??â??The attraction of simplicity is mysterious because it draws us in a completely opposite direction from where most of the world seems to be going; away from conspicuous display, accumulation, egoism and public visibility â?? toward a life more silent, humble, transparent, than anything known to the extroverted culture of consumption.â? MARK GIBBARD â??â??When we trust as far as we can, we often find ourselves able to trust at least a little further.â? MARK RUSSELL â??â??The scientific theory I like best is that the rings of Saturn are composed entirely of lost airline luggage.â? MARK TWAIN – â??All that I care to know is that a man is a human being- that is enough for me; he canâ??t be any worse.â? MARK TWAIN – â??All you need is ignorance and confidence, then success is sure.â? MARK TWAIN – â??I have been through some terrible things in my life, some of which actually happened.â? MARK TWAIN – â??Indecency, vulgarity, obscenity- these all are strictly confined to man: he invented them. Among the higher animals there is no trace of them. They hide nothing. They are not ashamed.â? MARK TWAIN – â??It is better to deserve an honor and not get it, than to get one, and not deserve it.â? MARK TWAIN – â??There are two times in a manâ??s life when he could not speculate, when he couldnâ??t afford it and when he can.â? MARK TWAIN â??â??A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.â? MARK TWAIN â??â??A classic is something that everybody wants to have read and nobody wants to read.â? MARK TWAIN â??â??A crank is a man with a new idea until it catches on.â? MARK TWAIN â??â??A kiss can be a common, a question mark, or an exclamation mark. And thatâ??s basic spelling that every woman ought to know.â? MARK TWAIN â??â??A man cannot be comfortable without his own approval.â? MARK TWAIN â??â??Adam was the only man who, when he said a good thing, knew that nobody had said it before him.â? MARK TWAIN â??â??All you need in this life is ignorance and confidence, and then success is sure.â? MARK TWAIN â??â??Always do right â?? this will gratify some and astonish the rest.â? MARK TWAIN â??â??Always do what is right, this will gratify some people and astonish the rest.â? MARK TWAIN â??â??Anyone with a new idea is a crank â?? until the idea succeeds.â? MARK TWAIN â??â??Be careful about reading health books. You may die of a misprint.â? MARK TWAIN â??â??Citizenship is what makes a republic; monarchies can get along without it.â? MARK TWAIN â??â??Courage is resistance to fear, mastery of fear â?? not absence of fear.â? MARK TWAIN -â??Courage is resistance to fear, mastery of fear-not absence of fear.â? MARK TWAIN â??â??Don’t part with your illusions. When they are gone you may still exist, but you have ceased to live.â? MARK TWAIN â??â??Every man is a moon, and has a dark side which he never shows anybody.â? MARK TWAIN â??â??Every thing has its limit â?? iron ore can not be educated into gold.â? MARK TWAIN â??â??Few things are harder to put up with than the annoyance of a good example.â? MARK TWAIN â??â??Get your facts first, then you can distort them as you please.â? MARK TWAIN â??â??Go to heaven for the climate, hell for the company.â? MARK TWAIN â??â??Good friends, good books and a sleepy conscience; this is the ideal life.â? MARK TWAIN â??â??Grief can take care of itself, but to get the full value of joy you must have somebody to divide it with.â? MARK TWAIN â??â??Have a place for everything and keep the things somewhere else. This is not advice, it is merely custom.â? MARK TWAIN â??â??I believe I should really seethe end of what is surely the grotesques! of all the swindles ever invented by man â?? monarchy.â? MARK TWAIN â??â??I can live two months on a compliment.â? MARK TWAIN â??â??I don’t like to commit myself about heaven and hell â?? you see, I have friends in both places.â? MARK TWAIN â??â??I find that the further I go back, the better things were, whether they happened or not.â? MARK TWAIN â??â??I have noticed that even the angels speak English with an accent.â? MARK TWAIN â??â??I must have a prodigious quantity of mind; it takes me as much as a week sometimes to make it up.â? MARK TWAIN â??â??If everybody was satisfied with himself, there would be no heroes.â? MARK TWAIN â??â??If love is shelter, Iâ??m going to walk in the rain.â? MARK TWAIN â??â??If you pick up a starving dog and make him prosperous, he will never bite you. This is the principal difference between a dog and a man.â? MARK TWAIN â??â??India is the cradle of the human race, the birthplace of human speech, the mother of history the grand mother of legend, and the great-grandmother of tradition.â? MARK TWAIN â??â??Is better to deserve an honour and not receive it, than to receive one, and not deserve it.â? MARK TWAIN â??â??It is loose and dry and black, and looks like tea-grounds. When the fire is applied it expands, and climbs up and towers above the pipe, and presently tumbles off inside of one’s vest. The tobacco itself is cheap, but it raises the insurance.â? MARK TWAIN â??â??It is your human environment that makes climate.â? MARK TWAIN â??â??Itâ??s no wonder that truth is stronger than fiction. Fiction has no make sense.â? MARK TWAIN â??â??Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel that you too can become great.â? MARK TWAIN â??â??Let us be thankful for fools. But for them the rest of us could not succeed.â? MARK TWAIN â??â??Life would be indefinitely happier if we could only be born at the age of eighty and gradually approach eighteen.â? MARK TWAIN â??â??Man is the only animal that blushes or need to.â? MARK TWAIN â??â??Most people are bothered by those passages of Scripture they do not understand, but the passages that bother me are those I do understand.â? MARK TWAIN â??â??Never tell the truth to people who are not worthy of it.â? MARK TWAIN â??â??NewYear’sDayâ??Now is the accepted time to make your regular annual good resolutions. Next week you can begin paving hell with them as usual.â? MARK TWAIN â??â??Not all horses were born equal. A few were born to win.â? MARK TWAIN â??â??Part of the secret of success in life is to eat what you like and let the food fight it out inside.â? MARK TWAIN â??â??The best way to cheer yourself up is to cheer somebody else up.â? MARK TWAIN â??â??The holy passion of friendship is of so sweet and steady and loyal and enduring a nature that it will last I through a whole lifetime, if not asked; to lend money.â? MARK TWAIN â??â??The man who does not read good books has no advantage over the man who can not read them.â? MARK TWAIN â??â??The man who is a pessimist before 48 knows too much, if he is an optimist after it, he knows too little.â? MARK TWAIN â??â??The one land that all men desire to see and having seen once, by even a glimpse, would not give the glimpse for all the shows of all the rest of the globe combined.â? MARK TWAIN â??â??The only way to keep your health is to eat what you donâ??t want, drink what you donâ??t like, and do what youâ??d rather not.â? MARK TWAIN â??â??The right word may be effective, but no word was ever as effective as a rightly timed pause.â? MARK TWAIN â??â??The worst loneliness is not to be comfortable with yourself.â? MARK TWAIN â??â??There are lies, damned lies and statistics.â? MARK TWAIN â??â??There are several good protections against temptations, but the surest is cowardice.â? MARK TWAIN â??â??There is nothing so annoying as to have two people talking when you’re busy interrupting.â? MARK TWAIN â??â??This is the day upon which we are reminded of what we are on the other 364.â? MARK TWAIN â??â??To cease smoking is the easiest thing I ever did, Iâ??ve done it a thousand times.â? MARK TWAIN â??â??To my embarrassment, I was born in bed with a lady.â? MARK TWAIN â??â??Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbour. Catch the trade winds in your sails. Explore. Dream. Discover.â? MARK TWAIN â??â??We laugh and laugh. Then cry and cry. Then feebler laugh. Then die.â? MARK TWAIN â??â??Whatever a manâ??s age he can reduce it several years by putting a bright coloured flower in his buttonhole.â? MARK TWAIN â??â??When angry, count four, when very angry, swear.â? MARK TWAIN â??â??When I was a boy of fourteen, my father was so ignorant I could hardly stand to have the old man around. But when I got to be twenty-one, I was astonished at how much the old man had learned in seven years.â? MARK TWAIN â??â??When Ted-hatred people are above a certain social grade their hair is auburn.â? MARK TWAIN â??â??You canâ??t go around being what everyone expects you to be, living your life through other peopleâ??s rules and be happy and have inner peace.â? MARK TWAIN â??â??You cannot reach maturity and old age by another man’s road. You must draw your own map.â? MARK TWAIN â??â??You can’t depend on your eyes when your imagination is out of focus.â? MARK TWAIN â??â??You can’t go around being what everyone expects you to be, living your life through other people’s rules and have peace.â? MARKANDEYA PURANA â??â??0 Goddess, who removes the suffering of thy suppliants, be gracious! Be gracious, 0 Mother of the whole world! Be gracious, 0 Queen of the universe; safeguard the universe!â? MARKANDEYA PURANA â??â??In those days…all times were pleasant… People had no need of sacraments for the purification of their bodies, and their youth was permanent.â? MARKTWAIN â??â??Get your facts first, and then you can distort them as you please.â? MARLENE DEITRICH- â??Darling, the legs arenâ??t beautiful, I just know what to do with them.â? MARLENE DIETRICH â??â??A king, realizing his incompetence, can either delegate or abdicate his duties.â? MARLENE DIETRICH â??â??It is the friends you can call up at four in the morning that matter.â? MARLENE DIETRICH â??â??Sleeping alone, except under doctor’s orders, does much harm.â? MARLIN MONROE â??â??I donâ??t mind living in a manâ??s world as long as I can be a woman in it.â? MARQUIS DE LAFAYETTE â??â??I will believe in the death penalty when you will prove to me the infallibility of human beings.â? MARQUIS DE SADE â?? â??Ignorance and fear- those are the twin bases of every religion.â? MARQUIS DE SADE â??â??In an age that is utterly corrupt, the best policy is to do as others do.â? MARQUIS De SADE â??â??One is never so dangerous when one has no shame, than when one has grown too old to blush.â? MARQUIS DE VAUVENARGUES â??â??We are often dismayed to find that even disasters cannot cure us of our faults.â? MARSHA NORMAN â??â??Dreams are illustrations … from the book your soul is writing about you.â? MARSHA SINETAR â??â??It is through hearing â?? and obeying â?? the demand to make a life adjustment that the ability to face oneself grows. In fact, many abilities grow along with self-trust…. As each correction is made, the bond between self and self grows stronger, thus giving more power to the voice of self, more clarity and purpose to the individual life.â? MARSHAL FOCH â??â??Do not tell me the problem is difficult one. If it were not difficult it would not be a problem.â? MARSHALL LUMSDEN- â??At no time is freedom of speech more precious than when a man hits his thumb with a hammer.â? MARSHALL MCLUHAN â??â??The new electronic independence recreates the world in the image of a global village.â? MARSHALL MCLUHAN â??â??There are no passengers on Spaceship Earth. We are all crew.â? MARSILIO FICINO â??â??The entire effort of our soul is to become God. This effort is as natural” to man as that of flying is to birds. For it is inherent in all men, everywhere and always therefore it does not follow the incidental quality of some man, but the nature of the species itself… for who implanted in our souls this tendency towards God but God Himself, whom we seek?â? MARTHA BOAZ â??â??Moral courage and character go hand in hand… a man of real character is consistently courageous, being imbued with a basic integrity and a firm sense of principle.â? MARTHA GRAHAM â??â??I did not want to be a tree, a flower or a wave. , In a dancer’s body we as audience must see ourselves, not the imitated behaviour of everyday actions, not the phenomenon of nature, not exotic creatures from another planet, but something of a miracle.â? MARTHA GRAHAM â??â??Nobody cares if you can’t dance well. Just get up and dance. Great dancers are not great because of their technique, they are great because of their passion.â? MARTHA GRAHAM â??â??You see, when weaving a blanket, an Indian woman leaves a flaw in the weaving of that blanket to let the soul out.â? MARTHA WASHINGTON â??â??Think of the magic of that foot, comparatively small, upon which your whole weight rests. It’s a miracle, and the dance… is a celebration of that miracle.â? MARTIAL â??â??Thou art the cause, 0 readers that I write on lighter topics, when I would prefer serious ones.â? MARTIN â??â??Even as an atheist I’m deeply sorry for the Pope’s death. He was a remarkably determined man… he was a soldier of peace.â? MARTIN AMIS â??â??Weapons are like money; no one knows the meaning of enough.â? MARTIN BUBER â??â??Man himself is the source of all his troubles, for the light of God pours over him eternally. But through his all-too-bodily existence man comes to cast a shadow, so that the light cannot reach him.â? MARTIN BUBER â??â??The real struggle is not between East and West, or capitalism and communism, but between education and propaganda.â? MARTIN BUBER â??â??The world is a spinning die, and everything turns and changes: man is turned into angel, and angel into man, and the head into the foot, and the foot into the head. Thus all things turn and spin and change this into that and that into this, the topmost to the undermost, and the undermost to the topmost. For at the root all is one, and salvation inheres in the change and return of things.â? MARTIN FISCHER â??â??If you don’t know what’s meant by God, watch a forsythia branch or a lettuce leaf sprout.â? MARTIN FISCHER â??â??Knowledge is a process of piling up facts; wisdom lies in their simplification.â? MARTIN H. FISCHER â??â??Half of the modern drugs could well be thrown out of the window, except that the birds might eat them.â? MARTIN HEIDEGGER-â??Every man is born as many men and dies as a single one.â? MARTIN LUTHAR KING Jr. â??â??You must not only refuse to shoot a man, but also refuse to hate him.â? MARTIN LUTHER KING – â??Shattered dreams are a hallmark of our mortal life.â? MARTIN LUTHER KING – â??The good neighbor looks beyond the external accidents and discerns those inner qualities that makes all men human and therefore, brothers.â? MARTIN LUTHER KING – â??The good neighbor looks beyond the external accidents and discerns those inner qualities that make all men human and therefore, brothers.â? MARTIN LUTHER KING – â??The ultimate weakness of violence is that is a descending spiral begetting the very thing it seeks to destroy.â? MARTIN LUTHER KING – â??We must learn to live together as brother or parish together.â? MARTIN LUTHER KING – â??We must learn to live together as brother or parish together.â? MARTIN LUTHER KING â??â??Beautiful music is the art of the prophets that can calm the agitations of the soul.â? MARTIN LUTHER KING â??â??Even if I knew that tomorrow the world would go to pieces, I would still plant my apple tree.â? MARTIN LUTHER KING â??â??Freedom is never voluntarily given by the oppressor; it must be demanded by the oppressed… The trailblazers in various fields have always been in the minority.â? MARTIN LUTHER KING â??â??If I am not allowed to laugh in heaven, I donâ??t want to go there.â? MARTIN LUTHER KING â??â??In the end, we will remember not the words of our enemies, but the silence of our friends.â? MARTIN LUTHER KING â??â??Justice is the temporary things which must at last come to an end, but the conscience is eternal and will never die.â? MARTIN LUTHER KING â??â??Love is the only force capable of transforming an enemy into friend.â? MARTIN LUTHER KING â??â??Love your enemies, bless them that curse you, do good to them that hate you, and pray for them who spitefully use you, and persecute you.. .for our Father maketh the Sun rise on the evil and the good, and sendeth rain on the just and on the unjust. From the sermon of Jesus Christ Forgiveness is not an occasional act, it is a permanent attitude.â? MARTIN LUTHER KING â??â??Nothing good ever comes of violence.â? MARTIN LUTHER KING â??â??Our lives begin to end the day we remain silent on things that matter.â? MARTIN LUTHER KING â??â??Shattered dreams are a hallmark of our mortal life.â? MARTIN LUTHER KING â??â??The fewer the words, the better the prayer.â? MARTIN LUTHER KING â??â??The nation and the world are in dire need of creative extremists.â? MARTIN LUTHER KING â??â??The restless mind is not fixed on one spot; Like a deer it nibbles at tender shoots… All beings are in the grip of anxiety; But by contemplation of God comes joy.â? MARTIN LUTHER KING â??â??True peace is not merely the absence of tension; it is the presence of justice.â? MARTIN LUTHER KING â??â??We must accept finite disappointment, but we must never lose infinite hope.â? MARTIN LUTHER KING Jr – â??In the end weâ??ll remember not the words of our enemies, but the silence of our friend.â? MARTIN LUTHER KING Jr – â??In the end weâ??ll remember not the words of our enemies, but the silence of our friend.â? MARTIN LUTHER KING Jr -â??At that moment I experienced the presence of the Divine as I had never before experienced him. It seemed as though I could hear an inner voice saying: “Stand up for righteousness, stand up for truth. God will be at your side forever.” Almost at once my fears began to pass from me. My uncertainty disappeared. I was ready to face anything. The outer situation remained the same, but God had given me inner calm.â? MARTIN LUTHER KING Jr â??â??If a man hasn’t discovered something that he would die for, he isn’t fit to live.â? MARTIN LUTHER KING Jr â??â??If a man is called a street sweeper, he should sweep streets even as Michelangelo painted, or Beethoven composed music, or Shakespeare wrote poetry He should sweep streets so we U that all the hosts of heaven and earth will pause to say, here lived a great streets weeper who did his job well.â? MARTIN LUTHER KING Jr â??â??If you lose hope, somehow you lose the vitality that keeps life moving, you lose that courage to be, that quality that helps you go on in spite of it all.â? MARTIN LUTHER KING Jr â??â??If you lose hope, somehow you lose the vitality that keeps life moving, you lose that courage to be, that quality that helps you go on in spite of it all.â? MARTIN LUTHER KING Jr â??â??In the End, we will remember not the words of our enemies, but the silence of our friends.â? MARTIN LUTHER KING Jr â??â??Non-violence means avoiding not only external physical violence but also internal violence of spirit. You not only refuse to shoot a man, but you refuse to hate him.â? MARTIN LUTHER KING Jr â??â??Occasionally in life there are those moments of unutterable fulfilment which cannot be completely explained by those symbols called words. Their meanings can only be articulated by the inaudible language of the heart.â? MARTIN LUTHER KING Jr â??â??One day we must come to see that peace is not merely a distant goal we seek, but that it is a means by which we arrive at that goal. We must pursue peaceful ends through peaceful means.â? MARTIN LUTHER KING Jr â??â??The good neighbour looks beyond the external accidents and discerns those inner qualities that make all men human and, therefore, brothers.â? MARTIN LUTHER KING Jr â??â??The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.â? MARTIN LUTHER KING Jr â??â??True peace is not merely the absence of tension: it is the presence of justice.â? MARTIN LUTHER KING Jr â??â??We must accept finite disappointment, but never lose infinite hope. If you lose hope, somehow you lose the vitality that keeps life moving, you lose that courage to be, that quality that helps you go on in spite of it all And so today I still have a dream.â? MARTIN LUTHER KING Jr â??â??We must learn to live together as brothers or perish together as fools.â? MARTIN LUTHER KING Jr. â??â??A genuine leader is not a searcher for consensus but a molder of consensus.â? MARTIN LUTHER KING Jr. â??â??If a man hasnâ??t discovered something that he would die for, he isnâ??t fit to live.â? MARTIN LUTHER KING Jr. â??â??Law and order exist for the purpose of establishing justice and when they fail in this purpose they become the dangerously structured dams that block the flow of social progress.â? MARTIN LUTHER KING Jr. â??â??Through violence you murder the hater, but you do not murder the hate.â? MARTIN LUTHER KING-â??We must learn to live together as brother or parish together.â? MARTIN MULL â??â??The trouble with jogging is that the ice falls out of your glass.â? MARTIN WALSH â??â??When we look for the best in others, we discover the best in ourselves.â? MARTINA NAURATILOVA â??â??Whoever said, “It’s not whether you win or lose that counts,” probably lost.â? MARTINA NAVRATILOVA â??â??Disability is a matter of perception. If you can do just one thing well, you’re needed by someone.â? MARTINS VERMEULEN â??â??Clay It’s rain, dead leaves, dust, all my dead ancestors. Stones that have been ground into sand. Mud. The whole cycle of life and death.â? MARY A MARINES â??â??The earth we abuse and the living things we kill will, in the end, take their revenge; for in exploiting their presence we are diminishing our future.â? MARY ANTIN â??â??We are not born all at once, but by bits. The body first, and the spirit later.â? MARY ASTOR â??â??It’s not good to make sentimental journeys. You see the differences instead of the sameness.â? MARY BAKER EDDY â??â??Christmas is a reminder of God’s great gift â?? His spiritual idea, man and the universe â?? a gift which so transcends the mortal, material and the sensual…. I like to observe Christmas in quietude, humility, benevolence, charity, eloquent silence, prayer-and praise. The splendour of the nativity of Christ reveals infinite meanings and gives manifold blessings.â? MARY BAKER EDDY â??â??Then comes the question:, how do drugs, .hygiene animal ; ‘heal? It may be affirmed that they do not heal, but only relieve suffering temporarily exchanging one disease for another.â? MARY BOLLES BRANCH- â??So, I think, God hides some souls away, sweet surprises us, the last day.â? MARY CATHERWOOD â??â??Two may talk together under the same roof for many years, yet never really meet; and two others at first speech are old friends.â? MARY CROWLEY â??â??You may occasionally give out â?? but never give up.â? MARY KAY ASH â??â??Because of its tiny wings and heavy body. The bumblebee shouldn’t be able to fly. But the bumblebee doesn’t know that so it flies anyway.â? MARY KAY ASH â??â??If you think you can, you can. And if you think you can’t, you’re right.â? MARY LOU COOK â??â??Creativity is inventing, experimenting, growing, taking risks, breaking rules, making mistakes, and having fun.â? MARY LOU COOK â??â??Seek not outside yourself, heaven is within.â? MARY MANTIN MORRISSEY â??â??When circumstances seem to collide in inexplicable ways, the universe is reaching out to help you.â? MARY MANTIN MORRISSEY â??â??You block your dream when you allow your fear to grow bigger than your faith.â? MARY MONTAGU â??â??While conscience is our friend, all is at peace; however once it is offended, farewell to a tranquil mind.â? MARY O’HARA â??â??Love cannot survive if you just give it scraps of yourself, scraps of your time, scraps of your thoughts.â? MARY OLIVER â??â??Cold now. Close to the edge. Almost unbearable. Clouds bunch up and boil down from the north of the white bear. This tree-splitting morning I dream of his fat tracks, the lifesaving suet. I think of summer with its luminous fruit, blossoms rounding to berries, leaves, handfuls of grain. Maybe what cold is, is the time we measure the love we have always had, secretly, for our own: bones, the hard knife-edged love for the warm river of the I, beyond all else; maybe that is what it means the beauty of the blue shark cruising towards the tumbling seals. In the season of snow, in the immeasurable cold, we grow cruel but honest; we keep ourselves alive, if we can, taking one after another the necessary bodies of others, the many crushed red flowers.â? MARY OLIVER â??â??To live in this world, you must be able to love what is mortal; to hold it against yours bones knowing your life depends on it; and when the time comes, to let go.â? MARY PICKFORD â??â??â?¦. Failure is not the falling down, but the staying down.â? MARY S. OTT â??â??Cigarettes are killers that travel in packs.â? MARY TYIER MOORE â??â??Worrying is a necessary part of life.â? MARY TYLER MOORE â??â??Sometimes you have to get to know someone really well to realize youâ??re really stranger.â? MARY UTECHT â??â??It’s not a problem that we have a problem. It’s a problem if we don’t deal with the problem.â? MARY WEBB â??â??The well of Providence is deep. It’s the buckets we bring to it that are small.â? MARY WOLLSTONE CRAFT â??â??I love my man as my fellow; but his scepter, real, or usurped, extends not to me, unless the reason of an individual demands my homage; and even then the submission is to reason, and not to man.â? MARYAMANNES â??â??Borders are scratched across the hearts of men, by strangers with a calm, judicial pen, and when the borders bleed we watch with dread the lines of ink along the map turn red.â? MARY-ELLEN DRUMMOND â??â??We are the painters of self-portraits. Who we become will be determined by our attitudes, our actions and what we learn.â? MARYSARAH QUINN â??â??A job is what we do for money; work is what we do for love.â? MASON COOLEY â??â??Wisdom is founded on memory; happiness on forgetfulness.â? MASS MUTUAL â??â??Nothing binds us one to the other like a promise kept. Nothing divides us like a promise broken.â? MASTER PENG â??â??It works without effort, yet nothing is left undone. Man usually calls it “Nature”. Nothing can exist without the Tao because everything depends on it. Tao is God and our soul issues from God’s essence. We are God’s children.â? MASTER PENG â??â??It works without effort, yet nothing is left undone. Man usually calls it “Nature”. Nothing can exist without the Tao because everything depends on it. Tao is God and our soul issues from God’s essence. We are God’s .children.â? MASTER PENG â??â??Tao is everybody’s true self. The body is not your true self. The body is controlled by the Tao within you.â? MASTER PENG â??â??The Tao is limitless, invisible and formless. It cannot be seen, heard, smelled or touched and is beyond the power of human comprehension. Tao activates everything, yet we cannot see its action.â? MASTER PENG â??â??The Tao is limitless, invisible and formless. It cannot be seen, heard, smelled or touched and is beyond the power of human comprehension. Tao activates everything, yet we cannot see its action.â? MASTER PENG â??â??The Tao is the source of everything. Tao is the creator and master of the universe. Tao is God â?? the Supreme Power. Before the earth and sky existed, before the creation of the universe, the Tao existed. After the universe is annihilated and nothing remains, the Tao will continue to exist and to create and control a new universe.â? MASTER PENG â??â??The Tao is the source of everything. Tao is the creator and master of the universe. Tao is Godâ?? the Supreme Power. Before the earth and sky existed, before the creation of the universe, the Tao existed. After the universe is annihilated and nothing remains, the Tao will continue to exist and to create and control a new universe. The Tao is limitless, invisible and formless. It cannot be seen, heard, smelled or touched and is beyond the power of human comprehension. Tao activates everything, yet we cannot see its action. It works without effort, yet nothing is left undone. Man usually calls it “Nature”… Tao is God and our soul issues from God’s essence. We are God’s children. Tao is everybody’s true self. The body is not your true self. The body is controlled by the Tao within you. While you are alive your soul dwells within your body As soon as the soul leaves your body you are dead… You already had the Tao within you yet did not realise it. Therefore, you have had to search for it. You are not limited to this physical body You are boundless. You are the master of the universe because you have God’s essence within you. You are full of mercy and love because you share of God’s spirit.â? MASTER PENG â??â??The Tao is the source of everything. Tao is the creator and master of the universe. Tao is God â??the Supreme Power. Before the earth and sky existed, before the creation of the universe, the Tao existed. After the universe is annihilated and nothing remains, the Tao will continue to exist and to create and control a new universe.â? MASTER PENG â??â??While you are alive your soul dwells within your body. As soon as the soul leaves your body you are dead. Your soul is from God, but your physical body is from your parents. You already had the Tao within you yet did not realise it. Therefore, you have had to search for it.â? MASTER PENG â??â??While you are alive your soul dwells within your body. As soon as the soul leaves your body you are dead. Your soul is from God, but your physical body is from your parents. You already had the Tao within you yet it did not realise it. Therefore, you have had to search for it.â? MASTER PENG â??â??You are not limited to this physical body You are boundless. You are the master of the universe because you have God’s essence within you. You are full of mercy and love because you share of God’s spirit.â? MATHEW ARNOLD â??â??One thing only has been lent to youth and age in common â?? discontent.â? MATT ZOTTI â??â??Love is everything, it has no distance. All you have to do is stop the resistance.â? MATTHEW â??â??All things whatsoever ye would that men should do to you do ye so to them; for this is the law and the prophets.â? MATTHEW â??â??And immediately Jesus stretched forth his hand, and caught him, and said unto him, 0 thou of little faith, wherefore didst thou doubt?â? MATTHEW â??â??And they stripped him, and put on him a scarlet robe. And when they had plaited a crown of thorns, they put it upon his head, and a reed in his MATTHEW â??â??God makes his sun rise on the evil and on the good, and sends rain on the just and on the unjust.â? MATTHEW â??â??If you are offering your gift at the altar, and there remember that your brother has something against you, leave your gift there before the altar and go; first be reconciled to your brother, and then come and offer your gift.â? MATTHEW â??â??Love your enemies and pray for those who persecute you.â? MATTHEW â??â??Peter came to Jesus and asked, “Lord, how many times shall I forgive my brother when he sins against me? Up to seven times?” Jesus answered, “I tell you, not seven times, but seventy-seven times”.â? MATTHEW -â??You have heard that it was said to the men of old, “You shall not kill; and whoever kills shall be liable to judgment.” But I say to you that everyone who is angry with his brother shall be liable to judgment; whoever insults his brother shall be liable to the council, and whoever says “You fool!” shall be liable to the hell of fire.â? MATTHEW â??â??You have heard that it was said to the men of old, “You shall not kill and whoever kills shall be liable to judgment”. But I say to you that everyone who is angry with his brother shall be liable to judgment; whoever insults his brother shall be liable to the council, and whoever says “You fool!” shall be liable to the hell of fire.â? MATTHEW â??â??You will know them by their fruits. Are grapes gathered fro thorns or figs from thistles? Every sound tree bears good fruit, but the bad tree bears evil fruit. A sound tree cannot bear evil fruit, nor can a bad tree bear good fruit.â? MATTHEW â??â??You, therefore, must be perfect; as youâ??re heavenly Father is perfect.â? MATTHEW ARNOLD â??â??Calm’s not life’s crown, though calm is well.â? MATTHEW ARNOLD â??â??Culture being a pursuit of our total perfection by means of getting to know, on all the matters which most concern us, the best which has been thought and said in the world.â? MATTHEW ARNOLD â??â??Let the long contention cease Geese are swans and swans are geese.â? MATTHEW ARNOLD â??â??Resolve to be thyself: and know that he/ who finds himself, loses his misery.â? MATTHEW HENRY â??â??I thank Thee first because I was never robbed before; second, because although they took my purse they did not take my life; third, because although they took my all, it was not much; and fourth, because it was I who was robbed, and not I who robbed.â? MATTHEW PRIOR – â??Human science is uncertain guess.â? MATTHEW PRIOR â??â??The daily showers rejoice the thirsty earth and bless the flowery buds.â? MATTHIS â??â??Revenge… the dead don’t care for it… Forgive Vesper. Forgive yourself.â? MAUIREEN DOWD â??â??Matters of state and heart that start with a lie rarely end well.â? MAURICE CHEAVALIER â??â??At 30 your face is what God made it. At 40 it is what you made it. At 60 it is the face you deserve.â? MAURICE CHEVALIER â?? â??Many a man has chosen a girl in light so dim he would have not chosen a suit by it.â?

While some might say there’s quite enough excitement above the surface of the water, Texas residents might want to consider a whole new world that beckons.

It’s the world of scuba diving — strapping on a tank and equipping yourself with the proper diving equipment to explore all that the world of underwater has to offer.

For those living in the cities of Dallas, Houston and Austin, exploring the world of scuba diving may mean traveling to the coast of Texas, along the Gulf of Mexico. But there are also numerous opportunities inland, with training facilities, including one in Athens, southeast of Dallas, available for training and recreation.

Those choosing to take up scuba diving will have lots of company, with an estimated 3 million Americans now certified scuba divers, many of them Texas residents.

While there are scuba diving possibilities in and around Texas, including the shores of the Gulf of Mexico, many scuba enthusiasts head to the warm waters of the eastern and western Caribbean, where coral reefs and marine life are aplenty. Some opt to stay at one or more of the hundreds of land-based resorts from which they can dive — or learn to dive — but many divers will want to stay on a boat, either crewed charter boats (in the eastern Caribbean) or live-aboard dive vessels (in the western area).

On a dive boat the crews are diving professionals, many being instructors who can help with a new diver getting certified or checked out if it’s been awhile since a person’s last dive. Charter captains know the most popular dive spots and have a few not-so-well-known favorites of their own. All of the boats have dive equipment on board and most have compressors to keep the dive tanks full.

Land-based vacationers may have to travel in a small open boat for an hour or more to get to a dive site, but those on a charter or dive boat are already there. Plus, they aren’t limited to one area; they can dive from one island one day and another the next. Indeed, on a live-aboard dive boat in the western Caribbean, a vacationer can travel more than 100 miles over the water during a typical seven-day trip.

It’s also often less expensive to charter — with food and drinks included — than to stay in a hotel or resort. Extras that hotels may tack on to a bill – - like rental fees for equipment — are almost always included in the charter fee.

There are many options for learning how to scuba. Open Water certification, which includes classroom sessions, a pool dive where you learn to use the scuba equipment, and four open-water dives, can be obtained in as little as four or five days. An increasingly popular certification method is to take the classroom portion and pool instruction at home, and then have your instructor write a letter of referral to a dive instructor in the Caribbean.

In the eastern Caribbean, especially the U.S. and British Virgin Islands, there are at least 40 yachts available with a certified diving instructor so you can learn right on board. The kinds of boats available range from 80-foot motor yachts and sprawling catamarans to smaller sailboats that cater to couples. Each boat and crew is different, but they all want their clients to have a great time.

If scuba diving isn’t exactly what you want, but you still want to check things out, snorkeling can be a wonderful way to get a window on what’s below. In St. John, USVI, as an example, there is a marked snorkeling trail in Trunk Bay maintained by the U.S. National Park Service.

Another benefit of crewed charters is the ability to dive after the sun goes down. Some 80% of all marine life emerge only at night, but with underwater flashlights, a diver is all set.

Live-aboard dive vessel operators say a diver is four times more likely to see large marine animals like manta rays, dolphins and whales than they are staying at a land-based resort.

If you want more information on scuba diving, you don’t have to go too deep. For a start, check out the NAUI, PADI and YMCA Web sites at www.naui.org, www.padi.com, and www.ymcascuba.org. Learn about Divers Alert Network (DAN), an insurance and medical program for divers, at www.diversalertnetwork.org. An excellent site for all-around information on scuba diving is www.scubadiving.com.[MSOffice1]

Scuba diving is one of those lifestyle activities that can energize those who try it. What can also be energizing is knowing you’re looking after your long term health.

The latest natural disaster resulting in the drowning of over 150 people in Sierra Leone on September 8, 2009 has again highlighted and exposed on an international scale the issues of how our nation addresses and manages liability, not only for catastrophe risks, but risks in general especially in the commercial sector. In the wake of the boat disaster and several other catastrophe losses before, questions such as who will pay death benefits to survivors of the deceased, permanent disability benefits; wages or income loss compensation to the victims, medical expenses of the injured, property damages and replacement of vessels involved in disasters and assumption of general liability of the owners and operators towards passengers and crew, still remain to be not only adequately addressed but codified by our society.   

In most developed societies, systems and structures involving the management of disasters and catastrophe risks include a combination of commercial liability insurance, risk management techniques and loss control measures, all of which aggregate to minimize the frequency and severity of natural disasters and catastrophe risks. In Sierra Leone and most developing countries however, post-disaster management and reconstruction are largely relegated to government largesse and ad hoc emergency response, which mostly is inefficient and lacking in resources.

A regulatory and legal framework embracing a risk-based approach, where the pooling and scaling up of risks enables the many to share the costs of the financial misfortunes of the few, a bedrock principle of insurance, represents the most efficient model for Sierra Leone to provide protection to her businesses and institutions against the adverse financial effects of liability and property losses. The role of risk financing to reduce the suffering of victims, economic losses and financial pressures following such disasters will also forestall the diversion of limited and scarce resources from sustainable developmental programs in the country.

As aptly stated by President Koroma in the aftermath of the boat disaster, “We cannot leave the lives of our compatriots in reckless hands…We should ensure that the lives of Sierra Leoneans are not wasted in this manner any more…It is a loss to our country, a loss to our economy, and a loss to the future of this country. And now we should resolve not to allow it to happen again. And for this not to happen again, we must take hard decisions; for it not to happen again, we should comply with the laws passed; for it not to happen again, the people responsible for regulating sea transportation should do it in a manner that they will not compromise their offices – the maritime officials, the harbor masters, those supervising the construction of these boats, and the police should not compromise, because when you compromise for a small amount of money, you would not know the number of lives that could be lost for that…”

While reactions from other governmental officials and policymakers have primarily focused on violations of rules, overcrowding of the boat and lack of life jackets, all foreseeable, our politicians and policymakers, especially the Parliament risk squandering the opportunity for radical reforms in the nation’s commercial liability laws this tragedy affords our country.

The recent tepid and ineffectual directives and proposals published by the Ministry of Transportation and the Maritime Administration in the wake of the boat disaster, is a case in point; as not a single directive sought to address the central issue- the lack of liability insurance by the owners of commercial boats in the country. This status quo not only applies to boat owners but is rather prevalent in all sectors of our economy as evidenced by the very low penetration rate of liability insurance for all manner of risks confronting the country.

The Maritime Administration in discharge of its statutory duties, to establish regulations in respect of vessels operating in inland waterways including near coastal voyages, must as a matter of its regulatory due diligence seek to dialogue with the Sierra Leone Insurance Commission (SLICOM) and marine insurers so that policies of liability insurance can be made compulsory as part of the licensing process. Thus, by allowing a mandatory marine insurance coverage requirement for operators and owners of commercial boats and vessels, effective risk management will be incentivized, thereby allowing for monitoring, measurement and control of risks and hazards of the seas.

The insurance industry could be made to use its enormous risk management skills and expertise to assist governmental regulators in managing not only disaster risks but help introduce safety and technological innovations using market-based solutions. The underwriting process can be utilized as a tool to allocate economic penalties on boat owners thus ensuring compliance with safety regulations and safety equipments. For example, during renewals of marine policies commercial vessel owners will be required to provide proof of installation of safety kits in exchange for reduced premiums.  The same principle can be used for example in motor insurance to ensure that government vehicles are only used during working hours and in the performance of official duties.

As an advocate of the principle of risk pooling as an organizational technique and a disaster risk reduction strategy,  it is unfathomable and unconscionable that commercial boats could be licensed and allowed by the Maritime Administration to engage in transportation of passengers, crew and cargo without evidence of even a basic marine Protection and Indemnity(P&I) insurance coverage.

For readers unfamiliar with marine insurance, a Protection and Indemnity (P&I) insurance policy provides coverage to merchant vessel owners or owners of boats against liability for loss of cargo, injury and or death of passengers and crew. For as common carriers, boat owners just like motor vehicle owners, should be required to obtain insurance to cover their potential liability resulting from operation of their vessels. Businesses and non-profit organizations and institutions should be made to obtain protection and adequate liability insurance against the adverse financial effects of such disasters especially when the public is involved, as in the instant boat disaster and loss.

The economic impacts of the recent boat disaster and floods in Freetown for example can be mitigated if the insurance industry could be made to us its risk management skills and techniques to help governmental regulators, planners and politicians and other stakeholders in managing the inherent natural disaster risks and flooding the country confronts annually.

Natural disasters are generally categorized as acts of God; however experience should now have taught us that the consequences of these natural God-made disasters and catastrophes are largely due to the negligence or inertia of man. Therefore, the mere reactions of shock and empathy by politicians and policymakers without embarking on identifying the causes and implementing policies that will if not totally prevent, but certainly minimize  such catastrophe losses, will be unacceptable. The shock of the government to this disaster, as noted in a State House Press Release, must serve as a catalyst for reforms to our nation’s largely non-existent and non-enforceable liability laws.

Major natural disasters and accidents have severe negative socio-economic ramifications on societies. However, in developed societies systems and programs involving severity loss minimization of natural catastrophe disaster risks abound. It is thus hoped that as a first step a structural strategy framework designed to identify the nation’s disaster vulnerabilities and catastrophe loss potentials, with adequate financing mechanisms through risk management and insurance is commissioned to address the adverse financial effects within the larger society.

With the increasing frequency of natural disasters, catastrophe accidents and Sierra Leone’s vulnerability to their escalating human and financial losses, it is no longer acceptable for platitudes and mere lip service by policymakers and institutions such as the Maritime Administration, that acts of God are inevitable. The large elephant in the room continues to be the absence of a coordinated liability insurance scheme underpinning our nation’s socio-economic pillars.    

Being a contractor involves many unforeseen hazards while just performing your normal day-to-day operations. Some of these hazards are well understood and expected. Most are not. Either way, as a contractor and solely responsible for the outcome of your projects, you need to have the financial backing of a well-placed insurance policy. The various insurance policies available to all contractors vary and, in most cases, are required by law.

Contractors Insurance is a type of policy which is taken out by no other party except the contractors themselves. This type of insurance covers and protects the contractor from all types of incidences that might occur while performing the course of work to complete the assigned task at hand. The policy could include, but is not limited to, fire, theft, employee and agent injuries, etc. The insurance policy protects both your company and yourself, as a contractor, from lawsuits and allegations that could arise on the jobsite.

There are several professional fields that could benefit from the added protection of having Contractors Insurance coverage. Most of these fields involve the construction and demolition fields such as framers, plumbers, electricians, masons and the like.

Some of the often overlooked fields that could also use the added insurance coverage are landscapers, architects, computer technicians, designers, etc. Many of these fields undertake hazards that will cripple their clients, especially the computer technology fields. Without their computers, your clients couldn’t perform the simplest of day-to-day tasks. They could file a lawsuit against your company for all of their own downtime and loss of company revenue that could potentially ruin your business.

Consult with your insurance agent to see if your chosen profession could benefit from Contractors Insurance coverage. Make a list of all of your concerns and review them with your agent. They might know of a specific type of insurance that would be better suited to your profession.

There are many different kinds of Contractors Insurance that you could supply your company with. Some of these are known as General, Workers Compensation, Disability, Inland Marine or Bonds. Be sure to only pay for coverage that you will need to protect yourself.

If you are a single contractor that is working by yourself with no employees, review with your insurance agent if you really need to pay for Workers Compensation. The reason for this is because this type of insurance is strictly for the employees that you have on your payroll. Along the same lines of thinking, if you are a single person company with no employees, you might want to discuss having Disability Insurance on just yourself to prevent you from having no income if there is ever an accident and you cannot work.

General Insurance Coverage is fast becoming a normal staple in the construction field. The added protection for you coupled with the additional coverage it offers your client is well worth the money. Oftentimes it is a requirement in order to be awarded the job.

If you own a boat, then you need to consider obtaining marine insurance. Once you apply, your premium in relation to navigation, must always be met with full compliance. Navigation territory belongs to the limits they have in store for you. This means that you need to navigate your boat in the territory defined limit. Completely filling the requirements of your insurance company gives you the security of your policy. Do not, however, rejected an insurance company bond and may not reimburse you for your policy.

Navigation area has several categories. You can use this guide to choose the area of navigation.

There are several categories related to the port you may want to consider:

1. Inland waterways and coastal – This area extends up to 5 who are miles away from the coast. If ever you will go to an island 5 miles off the coast, you can still enjoy this area, provided they do not navigate away from 5 miles from the nearest land. Discuss this land navigation with your insurer so you can fully know the limits of this policy.
Puerto risk land As the name implies, you can choose to use this territory if the marine vessel is not in the water. If you decide to put your boat in the water, you should contact your insurance company or of another territorial coverage.
Puerto risk territorial board You can have this insurance if your boat is actually in the water and not going anywhere. Think of this as an area for navigation “parked” the boat. Any form of movement of the ship instantly nullify the claim that territory.
2. Navigating with a distance from the coast – this territory requires a large ship-type of discussion or negotiation. This means that some boats have different limits than other boats. If you have a boat fully equipped with professional team, you can have up to 250 miles. If you ever stray outside the limits, accidents (loss of equipment, for example) will not be covered.
3. Travel Navigation – This refers to the coverage of a long passage that leads to their ships beyond the usual limits. If you travel from one place to another, then you must have this policy area. If the boat is on a trip and do not have the correct shipping claim territory, something not lost refund. If insurance has paid trip and the trip did not happen due to their own reasons, keep in mind that the policy can not be refunded.
4. Navigation Canal – Navigating from any channel also has a bonus area navigation. Is not covered by any of the above policies. Like the trip shipping premium will be refunded if not for this use and not go into a travel channel.

Navigating his boat to safer territory must be met with full compliance. This ensures that you will always be reimbursed by any accident you might get into.

If you are a contractor in any type of field, you understand that there are certain risks that you and your client undertake when performing the necessary work to accomplish the task at hand. These risks could be solely upon either party or involve each equally.

Each party involved needs to have that risk minimized so it will not interfere with their own business or even their personal lives. Contractors insurance provides this coverage to give you and your client the peace of mind that you both are seeking.

Contractors Insurance is a policy which is acquired by the contractor themselves. This policy covers and protects the contractor from any kind of liability which can occur while performing the course of the work. These types of insurance policies not only cover the contractor themselves but, they also cover any agents, employees, partners and the like from any kind of claims that may arise.

Depending on the type of policy which you will want to take out, the covered occurrences could include, fire, leaks, acts of God, war and terrorism, safety issues, etc. Before signing any policy, be sure to review every article within the policy to ensure that the liabilities you could incur are covered. Be sure to also exclude any type of liabilities that would not apply to your certain field. You wouldn’t want to purchase and pay for coverage which you will never need.

There is a multitude of professional fields that could benefit with the added protection of carrying some form of Contractors Insurance. Most of these fields are predominately grouped into the construction field. They would include roofers, electricians, plumbers, framers, architects, engineers, etc.

Other fields that could use a similar form of insurance would be computer technicians, designers, landscapers, any form of demolition contractors, any many more. To see if you could protect yourself with this kind of insurance, write down all of the circumstances that could go wrong during your normal course of project completion and consult with your insurance agent. They will have the final answers for you and be sure to bring up your concerns with them. Your agent might have a different kind of insurance that would be better suited to your specific needs.

There are five different options of insurance to consider when forming your policy. They are General Insurance, Workers Compensation Insurance, Inland Marine Insurance, Disability Insurance and Bonds. For your particular area, you may need one, two, three or even all of the available coverage’s.

Be careful to not waste your money on insurance options that you will not need. For example, if you do not transport goods such as a trucking company or other courier service, you would not want to spend the money on Inland Marine Insurance for that is what this type of insurance is for. However, if you have employees that are on your active payroll, you will not want to pass up the coverage for Workers Compensation Insurance coverage. Consult with your insurance agent to get the best coverage at the most reasonable price.

Can you afford the luxury of leaving your business prospective prone to risks, and unattended? If on one side construction business is very lucrative, on the other, it is full of risks.

Apart from it, Construction contracting requires specific obligations and legal responsibilities. Any mistake on your part may land you in the danger zone of damage both to your balance sheet and reputation. Estimates show, claims made against construction contractors often lighten a party by significant amount. In such a situation, Construction contractor Insurance comes into rescue by safeguarding your business and its future. These policies are equally beneficial for all involved in construction contracting like independent contractors, builders and developers.

Construction contractor insurance falls in the genre of liability insurance. It helps your business when your mistakes cause financial or image damage to a third party and a compensation claim is filed at court of law. It covers the cost of defending you against the claim at court and includes attorney fees, investigation costs and other legal expenses. Along with it, you can also have a second layer of protection by taking Worker’s Compensation Insurance, Inland Marine Insurance, and Disability Insurance policies for your business and employees.

The premium, you have to pay for construction contractors insurance policies, varies from insurer to insurer. However, they are not extra burdens and fit to your pocket easily. Premium amount is decided by taking a number of factors into account like insurance amount, level and quality of risk, the annual turnover and employee strength of your company and the past track record of workplace accidents or illnesses in the company.

Going for a reputed insurer helps a lot in getting a best deal on construction contractor insurance policies. You can buy these insurance policies in both online and offline way. However, online purchase saves a lot of time and money.