If you find yourself without an income after becoming unemployed or suffering an accident or an illness then you would be thankful you had considered loan payment protection insurance and taken out a policy. The reason being, you would then have an income to fall back on with which to continue paying your loan repayments [...]
What happens in case you are suddenly made redundant due to a loss of job or illness? You may be unable to make your mortgage payments, pay off credit card bills, grocery bills and find it difficult to lead a normal life. You may be unable to meet your basic financial needs. Are you stressed [...]
Many people don’t know whether they are protected by the law when they take out a loan.
The Consumer Credit Act 1974 governs secured and unsecured personal loans.
There are strict regulations in this Act regarding the way in which money is lent. The Act covers unsecured loans, known as ‘regulated loans,’ up to a value of [...]
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